About Us


OnGuard is a unique product offered by Hong Leong MSIG Takaful Berhad, in cooperation with Sigma Loyalty Group.

Hong Leong MSIG Takaful Berhad (HLMT) is a licensed composite takaful operator since 2006 and a strategic alliance between Hong Leong Financial Group Malaysia (HLFG), a reputable integrated financial services group and Mitsui Sumitomo Insurance Company, Ltd. (MSI), a member of MS & AD Insurance Group of Japan, one of the world’s largest insurance companies.

HLMT is a key component of Hong Leong Islamic Financial Services Group, an integrated platform offering Islamic Banking, Islamic Investment, Islamic Wealth Management and Takaful on a Shariah compliant basis.

Sigma Loyalty Group provides innovative marketing and enhancement services programs that businesses across industry segments can embed as part of their own product offering to drive customer loyalty and generate additional value from their customer relationships. With a relentless focus on consumer behavior and emerging trends, SLG leverages technology to build solutions that – because they are meaningful and valued by consumers – help clients enrich their own products and programs in order to build deeper and more profitable customer relationships. For more information, please visit www.sigmaloyaltygroup.com.